Frequently Asked Questions

What if I can't pay for devCodeCamp up-front?

Students don’t pay anything up-front if they qualify. Instead, they pay for devCodeCamp using an income share agreement (ISA).

Under an ISA you agree to pay 15% of your post-devCodeCamp salary for 36 months, only when you’re making more than $40k per year (or the equivalent of $3,333.33 per month). The income share agreement is also capped at a maximum repayment of $30k, so you’ll never pay more than $30k under any circumstances.

This is investing in you. We select students we believe will be successful, and cover the costs of your education until you’re in a financial position to pay us back.

How much will I pay in total?

It all depends. The ISA is tied to your income, so how much you pay will vary based on how much you’re earning.  devCodeCamp takes a portfolio approach, knowing that some students will pay more for their education and others will pay less. Using this approach is how we can make the program financially accessible to everyone. Because the ISA is capped, the maximum anyone will pay is $30k.

How do you verify my income? Do I have to take the first job I'm offered?

As a part of the income share agreement process, you provide us access to view your income taxes, which we use to verify your income. We don’t control where you work or what job you take or when you take a job. If you file your taxes jointly with a spouse or have other income (such as from investments, inheritance, etc.), we don’t include those as your earned income.

Does devCodeCamp help me get a job?

We do everything we possibly can! We dedicate ourselves to career development by helping you prepare your resume, portfolio, practice interviews, and salary negotiation. At the end of the day though, you’re the one responsible who needs to apply, interview and land the job. We help and have a strong track record of grads that are employed, however, by law we’re unable to guarantee you or any other students a job or employment.

What are the interest rates for the income share agreement?

The income share agreement has no interest. It’s a flat percentage that goes away when it’s paid off after making 36 monthly payments.

Is the income on an income share agreement calculated before or after taxes?

You’ll pay a percentage of your gross salary (before taxes).

How much does devCodeCamp cost?

devCodeCamp tuition is $17,800 if you write a check and don’t want to take a loan with a bank, Climb Credit or Skills Fund.  If you qualify and decide to use an ISA  you won’t pay upfront tuition. All students will pay a $100 application fee via cash, check or credit card upon signing your enrollment documents.

Under our ISA you agree to pay 15% of your post-devCodeCamp income with 36 monthly payments, but only when you’re making more than $3,333.33 per month ($40k per year). For example, if you get a job paying $60,000/year, you’re earning $5,000 per month. 15% of $5,000 is $750, so you pay $750 that month for your ISA if your income remains the same.

You’ll make 15% payments on your income every month until you’ve made 36 monthly payments, that is for 3 years worth of payments.

If your income ever drops below $3333.33 per month, you don’t make a payment that month.

Our ISA is also capped at a maximum of $30k. You’ll never pay more than $30k under any circumstances.

You have 5 years after your last day at devCodeCamp to complete the 36 monthly payments. If 5 years go by, and you haven’t made enough money to trigger 36 monthly payments, the ISA is canceled.

How much do I pay in total?

Your ISA payments are based on your income so it depends:

  • If your income never reaches the $3333.33 monthly threshold, you’ll pay $0.
  • If you make more money (Yippee for you!), you could pay up to the $30,000 ISA cap.
  • But, you’ll never pay more than $30,000; ever.

What are the interest rates for the ISA?

ISAs are not a loan so they have no interest.

When do my ISA repayments start?

Your ISA goes into effect on your last day at devCodeCamp. It lasts up to 5 years from that date. You don’t pay a penny until you’re earning $40,000 a year (that’s $3,333.33 a month).

How do you verify my income?

We partner with Leif, a company that handles all of the collecting, reporting, and other administration related to our ISAs.

Leif will contact you to remind you to report your income, but it’s important to understand that the ISA contract obligates you to self-report your income and job status.

If you’re accepted into devCodeCamp, you’ll go through a signup process with Leif. They connect your bank account and you give them access to view your tax returns for the duration of the ISA.

These are serious requests, and we don’t make them lightly. We offer the opportunity to study at devCodeCamp to hundreds of students for no money upfront. We need to ensure that payments are made correctly on our ISA’s students agree too.

How do I report my income to Leif? How can I see how many payments I have left?

Leif handles all of this on their site where you create your account. You sign up with Leif as soon as you’re admitted into devCodeCamp.

You’ll report your income and your job status through your account on their site. They also provide customer support to answer more detailed questions.

What if I don't have a bank account?

If you don’t have a bank account, you’ll need to open one that  Leif approves of.

Do I have to connect my “main” bank account?

Whatever bank account you use to receive your income is the account you must connect to Leif.

What happens to my ISA if I withdraw from devCodeCamp? What is your refund policy?

We offer a refund policy for people who leave devCodeCamp:

  • If you drop out in the first week your ISA is canceled completely.
  • refunds are pro-rated every by 10% increments, however, there’s no refund after 60% of the program is consumed. See the devCodeCamp enrollment agreement for examples.

The 5-year life of your ISA starts on your last day in class. If you get a job before the end of your course (happens more than you think!), the 5-year life of your ISA will begin on the first day of your job.

Can I pay tuition instead of signing an ISA?

Yes. Tuition for our course is $17,800. You can calculate if you prefer to pay upfront, take a loan or use our ISA if you qualify.

Do I need to be a US citizen to be a student?

We accept students from all around the world.

Income Share Agreements are available to people who live in the US who are US Citizens, US Permanent Residents, or DACA recipients. People can still attend devCodeCamp by paying the tuition upfront.

When does the 5-year ISA period begin? When I sign?

No. The ISA begins on your last day of school. (To be clear: the life of the ISA is 5 years, meaning we have 5 years to collect payment. But once you’ve made 36 monthly payments the ISA is complete.)

Can I sign another ISA with another school after devCodeCamp?

No. Our ISA requires that you sign no other ISAs. (Also we want to make sure you get a job, not go on to more school). Once either your ISA is paid off or the 5-year ISA term has ended you can sign another organization’s ISA

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